Get Paid up to Two Days Early with Direct Deposit Members who elect to have their paychecks direct deposited at ICCU may receive their pay up to two days earlier than at the average bank. Most financial institutions that distribute direct deposit payroll receive the funds in advance of payday to ensure that the money is available when needed. Most banks hold on to this money until pay day, even if the money has already been verified a couple days beforehand. But at ICCU, we go ahead and release the funds to you, our members, as soon as the money is verified. This means that you could get paid up to two days early! Please note that if your employer does not deposit funds in advance, you will get paid on the scheduled pay day. To switch your payroll direct deposit over to your existing ICCU Checking Account, complete this form and take it to your HR/payroll department. If you don't have an ICCU Checking Account, schedule an appointment at a branch near you to open one.