Rates*

Savings Rates as of March 15, 2010

Savings
Rate
APY
 
Prestige Checking
1.25%
1.26%
Tier 1-Average Daily Balance of $10,000 or more
Prestige Checking
0.25%
0.25%
Tier 2-Average Daily Balance between $5,000 and $9,999.99
Prestige Checking
0.20%
0.20%
Tier 3-Average Daily Balance between $2,500 and $4,999.99
Shares & Clubs
0.40%
0.40%
 
IRA
1.45%
1.46%
The above Prestige Checking rates will be paid on February 28, 2010.
The next dividend declaration date isMarch 31, 2010. 
The above Share, Club, and IRA rates were paid on December 31, 2009.
The next dividend declaration date is March 31, 2010.
     

Certificate Rates

Certificates
Rates
APY
   
3 Month
0.50%
0.50%
IRA CD's
5 & 6 Month
0.75%
0.75%
Rate
APY
12 Month
1.20%
1.21%
1.50%
1.51%
18 Month
1.25%
1.26%
1.60%
1.61%
24 Month
1.50%
1.51%
1.70%
1.71%
30 Month
1.50%
1.51%
1.80%
1.81%
36 Month
2.25%
2.27%
2.25%
2.27%
48 Month
2.75%
2.78%
2.75%
2.78%
60 Month
2.96%
3.00%
2.96%
3.00%

All certificates require a $1,000 minimum deposit, $500 if the Primary Member is under 20 years old. Add 0.10% to all new CD's if you have an active ICCU Checking or Visa account.

Loan Rates

Secured Loans
36 Mo
48 Mo
60 Mo
72 Mo
84 Mo
120 Mo
180 Mo
240 Mo
Rates as low as*
4.95%
4.95%
5.45%
5.95%
6.25%
6.50%
7.25%
8.25%
 
Personal Loans
5 Years
Rates as low as*
9.90%
 
Real Estate Secured
5 years
10 years
15 years
Rates as low as*
4.95%
5.95%
6.95%
 
Visa APR  
Platinum Plus 14.9% No Annual Fee
Platinum 8.9%-14.9%* No Annual Fee
Basic Visa 16.9%* $10 Monthly Service Fee
 
Home Equity Line of Credit
4.95%-7.25% APR*
Index - Prime Rate, currently 3.25%
 
CD an Share Secure Loans
4% over the CD or Share Rate*
*Your rate may vary depending on your account relationship with ICCU, your credit history, collateral, and down payment.
First Mortgages
First Mortgage loans are available, however rates change daily. 
Contact a Financial Service Representative for today's rates.     
All rates are subject to change without notice.


*Your rate may vary depending on your account relationship with the credit union and your credit history.

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