Federal Deposit Insurances

ICCU is insured by a fund that, like the FDIC, is backed by the full faith and credit of the U.S. government.

  • As the FDIC does for banks, the National Credit Union Share Insurance Fund (NCUSIF) insures savings in credit unions of at least $250,000 per account (with additional coverage of up to $250,000 for certain retirement accounts).
  • The NCUSIF is administered by the National Credit Union Administration (NCUA), an agency of the federal government. To determine insurance coverage, see the NCUA’s insurance estimator at: http:// webapps.ncua.gov/ins/
  • For more information on federal share insurance, see the NCUA brochure “Your Insured Funds,” available at the link here: http://www.ncua.gov/Publications/brochures/insured_funds/funds.pdf

ICCU is Financially Strong!

Your funds at Illinois Community Credit Union are secure and strong! As news reports tell of other financial institutions in distress, it is important to know that ICCU remains safe, secure, financially strong, and federally insured.

Our strong business practices allow us to remain secure in these trying times. We follow sound financial underwriting practices and provide members with professional guidance. We are a non-profit financial cooperative, and we are chartered and supervised by the State of Illinois Department of Financial and Professional Regulation (DFPR).

We are also insured and supervised by the federal government through the National Credit Union Administration (NCUA). The NCUA insures member share accounts up to $250,000 per member and an additional $250,000 per member for Individual Retirement Account deposits.

Additional questions about NCUA insurance can be directed to the NCUA Insurance Call Center, operating from 8:00 am to 6:30 pm (EDT) Monday through Friday. The toll-free NCUA Insurance Call Center number is (800) 755-1030, extension 1.

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