Checking Accounts
Classic Checking
No Monthly Service Charges and Free Checks!
Our Classic Checking Account offers members a checking free from monthly service charges with no minimum balance requirements and no per check charges. In addition cleared checks are available for viewing over our secured internet site at no charge. Access to your account is available through:
- ICCU operated ATM
- Internet Account Access 24 hours a day
- Teller 4500 – Audio Response 24 hours a day
- ICCU branch offices
- Visa Debit Card
Open a new Checking Account and the credit union will buy your first box of checks up to a $25 value. Contact your nearest branch office for assistance in transferring your checking account to ICCU. See the account disclosure and fee schedule for more details.
Prestige Checking
Earn High Interest on Checking!
Click here to see current rates
Our Prestige Checking Account offers great rates paid monthly on average daily balances of $2,500 or more. Many members use this checking account as a Money Market account. Features include:
- No monthly service charge on average daily balances of $2,500 or more
- High interest rates
- Unlimited Check Writing Access
- ICCU operated ATM usage at no charge
- Internet Account Access 24 hours a day
- Teller 4500 – Audio Response 24 hour a day
- ICCU branch offices
- Visa Debit Card
Contact your nearest branch office for assistance in transferring your checking account to ICCU. See the account disclosure and fee schedule for more details.
Checking Accounts
Our Prestige Checking account offers money market rates with the liquidity of a checking account.
Our Classic Checking account offers free checking for members with no minimum balance requirement.
Our Basic Checking account offers checking to member's with challenged credit or no credit.
Which checking account is right for you?
Features |
Basic Checking |
Classic Checking |
Prestige Checking |
Minimum Balance |
None |
None |
$2500.00 |
Interest Bearing |
No |
No |
Yes |
Checks |
1st box of checks are free up to a $25 value |
1st box of checks are free up to a $25 value |
1st box of checks are free up to a $25 value |
Monthly Service Charge |
$7.00 |
None |
$15 (waived if your average daily balance is $2500.00 or more) |
VISA Check Card (ATM/Debit) |
Not Available |
X |
X |
Direct Deposit |
X |
X |
X |
Teller 4500 |
X |
X |
X |
Online Account Access |
X |
X |
X |
Overdraft Protection |
X |
X |
X |
Courtesy Pay |
X |
X |
X |
