Rates
As a member owned, non-profit financial institution, we have a competitive advantage over for-profit institutions. We do not have to make a profit to return to stockholders! In addition, we are exempt from income taxes, like all non-profit cooperatives. Our members benefit by receiving higher savings and lower loan rates.
Loan Rates
Secured Loans |
3 Years |
4 Years |
5 Years |
6 Years |
7 Years |
10 Years |
15 Years |
20 Years |
Rates as low as* |
4.95% |
4.95% |
5.45% |
5.95% |
6.25% |
6.50% |
7.25% |
8.25% |
Fixed Rate Real Estate Loans |
5 Years |
10 Years |
15 Years |
Rates as low as* |
4.95% |
5.95% |
6.95% |
Home Equity Line of Credit |
4.95%-7.25% APR |
Index - Prime Rate, currently 3.25%
