Home Equity Line of Credit

ICCU’s Home Equity Line of Credit (HELOC) allows you to use the equity that has built up in your personal residence to secure a line of credit that can be used over and over again.
For many members, the interest paid on the HELOC may be tax deductible depending upon their individual circumstances. (This must be determined by your personal tax advisor.)

  • Home Equity Line of Credit (HELOC)
  • Revolving Second Mortgage
  • Variable Rate based on the Prime Rate
  • No closing costs on first ICCU HELOC
  • Recent Appraisal or Tax Bill can be used for value
  • Borrow up to 80% of your home's value*
  • Payment based on balance
  • Can access funds by requesting money orders, transfer into your account, or by HELOC checks
  • Credit Life, Joint Credit Life, Credit Disability and Joint Credit Disability Insurance is available on most applications

*For qualified applicants.

 

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