Education- IRA Accounts

IRA Share and IRA Certificate Accounts are designed to help you save for retirement. Some types of IRAs allow you to save without paying taxes on the funds until you begin to make withdrawals, while other IRAs offer tax-deferred earnings. ICCU offers both IRA Share and IRA Certificate accounts. For general IRA information and calculators visit Retirement Central® .

IRA Options

Traditional IRA*

Contributions to Traditional Individual Retirement Account or IRA may be tax deductible. Contributions and earnings are taxed when withdrawn.

Roth IRA*

Contributions and earnings can be withdrawn tax free.

* Certain IRS restrictions apply to Traditional and Roth IRA’s. Please contact your Tax Advisor to determine which IRA is best for you.

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