Education - Credit Reports
How can you find out what your credit score is?
Our Financial Service Officers will be happy to obtain a copy of your credit report, explain to you what makes up your credit score, and discuss ways of increasing your score.
Under the Fair and Accurate Credit Transactions Act ("FACT Act") the three nationwide consumer reporting agencies, Equifax, Experian and Trans Union must provide consumers with a free credit bureau report once within any twelve month period.
You can obtain a free credit report through the following methods:
- Internet web site of www.annualcreditreport.com
- By calling 1-877-322-8228
- Mailing a request to:
Annual Credit Report Request Service
PO Box 105281
Atlanta, GA 30348-5281