Education - Credit Reports
How can you find out what your credit score is?
Our Financial Service Officers will be happy to obtain a copy of your credit report, explain to you what makes up your credit score, and discuss ways of increasing your score.
By contacting the three credit reporting agencies directly:
Equifax: (800) 685-1111, www.equifax.com
Experian: (888) 397-3742, www.experian.com
TransUnion: (800) 888-4213, www.transunion.com
Under the Fair and Accurate Credit Transactions Act ("FACT Act") the three nationwide consumer reporting agencies, Equifax, Experian and Trans Union must provide consumers with a free credit bureau report once within any twelve month period.
You can obtain a free credit report through the following methods:
- Internet web site of www.annualcreditreport.com
- By calling 1-877-322-8228
- Mailing a request to:
Annual Credit Report Request Service
PO Box 105281
Atlanta, GA 30348-5281
