Education - Credit Reports

How can you find out what your credit score is?

Our Financial Service Officers will be happy to obtain a copy of your credit report, explain to you what makes up your credit score, and discuss ways of increasing your score.

By contacting the three credit reporting agencies directly:
Equifax: (800) 685-1111,
Experian: (888) 397-3742,
TransUnion: (800) 888-4213,

Under the Fair and Accurate Credit Transactions Act ("FACT Act") the three nationwide consumer reporting agencies, Equifax, Experian and Trans Union must provide consumers with a free credit bureau report once within any twelve month period.

You can obtain a free credit report through the following methods:

  • Internet web site of
  • By calling 1-877-322-8228
  • Mailing a request to:
    Annual Credit Report Request Service
    PO Box 105281
    Atlanta, GA 30348-5281


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